| INVESTMENT RATES Effective April 1, 2009 |
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|
ACCOUNT TYPE |
DIVIDEND RATE |
ANNUAL |
|
| SHARE (SAVINGS) | 0.25% | 0.25% | |
| SHARE DRAFT (CHECKING) | 0.05% | 0.05% | |
| MONEY MARKET-UNDER $2,500 | 0.25% | 0.25% | |
| MONEY MARKET-$2,501 - $10,000 | 0.30% | 0.30% | |
| MONEY MARKET- OVER $10,001 | 0.75% | 0.75% | |
| MONEY MARKET- OVER $25,000 | 1.00% | 1.00% | |
| PREMIUM MONEY MARKET- OVER $10,000 | 1.49% | 1.50% | |
| CHRISTMAS CLUB | 0.25% | 0.25% | |
| REAL ESTATE ESCROW | 0.75% | 0.75% | |
| IRA SHARE SAVINGS ACCOUNT <$50,000 | 1.39% | 1.40% | |
| IRA SHARE SAVINGS ACCOUNT >$50,000 | 1.74% | 1.75% | |
| IRA 12 MONTH SHARE CERTIFICATE | 1.49% | 1.50% | |
| IRA 24 MONTH SHARE CERTIFICATE | 1.74% | 1.75% | |
| IRA 36 MONTH SHARE CERTIFICATE | 2.23% | 2.25% | |
| SHARE CERTIFICATES*** | |||
| SIX MONTHS | 1.14% | 1.15% | |
| TWELVE MONTHS | 1.49% | 1.50% | |
| TWENTY-FOUR MONTHS | 1.74% | 1.75% | |
| THIRTY-SIX MONTHS | 2.23% | 2.25% | |
Rates subject to change without notice. |
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| *** Share Certificates have a minimum balance requirement of $5,000.00; IRA Share Certificates have a minimum balance of $2,000.00 |
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| LOAN RATES April 1, 2009 |
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| NEW CAR | ANNUAL% RATE | ||
| 36 MONTHS | 6.50% | ||
| 48 MONTHS | 6.90% | ||
| 60 MONTHS | 7.15% | ||
| 72 MONTHS | 7.25% | ||
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| USED CAR AND OTHER | |||
| 36 MONTHS | 7.15% | ||
| 48 MONTHS | 7.50% | ||
| 60 MONTHS | 7.75% | ||
| 72 MONTHS | 7.99% | ||
|
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| FIRST MORTGAGE | APR As low as |
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| 1 YEAR BALLOON - up to 30 YR. AMORT. | 6.45% + 0.5% Closing Costs | ||
| 2 YEAR BALLOON - up to 30 YR. AMORT. | 6.69% + 0.5% Closing Costs | ||
| 3 YEAR BALLOON - up to 30 YR. AMORT. | 5.95% + 0.5% Closing Costs | ||
| 7 YEAR BALLOON - up to 30 YR. AMORT. | 7.15% + 0.5% Closing Costs | ||
| 10 YEAR BALLOON - up to 30 YR. AMORT. | 6.50% + 0.5% Closing Costs | ||
| SECOND MORTGAGE | |||
| 3 YEAR BALLOON - 10 YR. AMORT. | 6.99% | ||
| SIGNATURE LOANS | |||
| 24 MONTHS -$2,000.00+ | 9.90% | ||
| 36 MONTHS -$2,000.00+ | 10.90% | ||
| $1999 OR LESS | 11.90% | ||
| VISA | 16.90% | ||
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 Rates subject to change without notice |
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History
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